FDIC Insured - Backed by the full faith and credit of the U.S. Government
Oak Valley Community Bank
Eastern Sierra Community Bank

Debit Card Controls

Take control of your debit card with powerful tools for security, flexibility, and real- time management—right from your smartphone.

Actively manage how, when, and where your debit card is used. Whether it’s setting spending limits, restricting transactions, or turning a card on and off instantly, Debit Card Controls is a simple, proactive way to manage card activity and reduce the risk of fraud.

What You Can Do

  • Turn your card on/off instantly
  • Set spending limits (per transaction, daily, or monthly)
  • Control where your card can be used (by location/region)
  • Restrict transaction types (online, ATM, etc.)
  • Manage merchant categories (gas, travel, entertainment)
  • Monitor transactions in real time
Two young adults sitting on a couch, smiling while making an online purchase with a smartphone and credit card.

Get Started Today

  1. Log in to the OVCB Mobile App.
  2. Tap Menu in the lower right corner
  3. Select Cards
  4. Select Add New Card, enter the requested information
  5. Select View Card to manage control options:
    • Controls – Set spending, location, and merchant limits
    • Manage – Archive or delete card
    • Freeze – Temporarily block transactions (autopay allowed)
OVCB Mobile App screen showing debit card management options including controls, card management, and freeze settings.