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Debit MasterCard®

Worldwide acceptance meets 24-hour banking.

Make life simpler and purchasing easier with a MasterCard® debit card.

  • Acceptance at millions of merchant locations worldwide; including restaurants, hotels, and online retailers, wherever you see the MasterCard® logo.
  • No need to carry a checkbook or large supply of cash.
  • Funds immediately deducted from your primary checking account.
  • No credit card interest charges.
  • Detailed Purchases on your monthly checking account statement.
  • One card for ATM withdrawals and purchases.
  • No OVCB/ESCB initiated fee when you use your card at non-OVCB/ESCB ATMs.

Use the MasterCard®/Cirrus® ATM Locator to find ATM locations worldwide. For lost or stolen card please call toll free 1.866.844.7500. Or, after hours call toll free 1.800.500.1044.

Oak Valley and Eastern Sierra Community Banks' debit cards

MasterCard® Nearby™

MasterCard® Nearby™ is a next generation mobile app from MasterCard®. Whether you're looking for a place to use your contactless device, reload your prepaid card, get cash back with your purchase, or use an ATM - MasterCard® Nearby can help. Visit the app store from your mobile device and search for MasterCard® Nearby.

Protection Wherever You Shop

Whether you use debit MasterCard® to shop online, by phone or in a store, every purchase is backed by Zero Liability protection*. That means you won't be held responsible in the event that someone makes unauthorized purchases with your card.

*Certain terms, conditions, and exceptions apply. For further details, see Zero Liability or contact your issuer.

MasterCard® ID Theft Protection™

MasterCard® is the only payment brand that provides its U.S. cardholders with services - at no extra cost - to help you detect and resolve identity theft.

  • Expert Resolution Services. Expert assistance is available to help you 24/7 if you think your identity has been stolen. Call 1-800-MasterCard® and you will be assigned a personal certified specialist who will guide you through the process every step of the way.
  • ID Theft Alerts™. This service tracks thousands of websites to identify if your personal information is being bought or sold online. Register now.
  • Emergency Wallet Replacement. Experts assist you in quickly canceling and re-ordering the contents of your physical wallet such as your driver's license, among other items. Call 1-800-MasterCard® if you have lost your wallet and would like assistance.