1x ScoreCard Rewards3
Oak Valley Community Bank Visa® Business Rewards
0% Introductory APR1 for the first 6 billing cycles from date of account opening. After that, your APR will be 15.99% to 26.99%, based on your creditworthiness and will vary with the market based on Prime Rate.2
$0 Annual Fee
Ready to Apply? Document Checklist | Credit Terms Supplement | Business Cardholder Agreement
The Oak Valley Community Bank Visa® Business Rewards card is a valuable tool for everyday business spending offering greater control of expenses with pay-in-full or pay over time options.
- Earn ScoreCard rewards points: You’ll earn one point for every dollar spent with qualifying business purchases, then redeem your points for a wide variety of rewards – including merchandise, travel bookings, or business-centric redemption options such as supplies or statement credits – all available via the ScoreCard rewards portal.
- Manage fluctuations in cash flow by choosing to pay off purchases immediately or over time.
- Track and manage expenses using reporting tools.
- Access exclusive programs such as Visa SavingsEdge that provide additional discounts.
- Individual employee cards available.
Additional Benefits
Visa’s Zero Liability Policy3
Built-in protection features ensure that you won’t be held responsible for unauthorized transactions if your card is ever lost or stolen.
Roadside Dispatch®
A 24/7 pay-per-use roadside assistance program for towing, jump-starts, tire change, fuel delivery, etc. (available to cardholders at a set flat fee per service call).
Dovly Uplift™
A credit monitoring and improvement tool that helps cardholders track and boost their credit score over time.
Contactless Payments
You're covered with Superior Customer Service
Emergency Card Replacement and Emergency Cash Disbursement
Get a replacement Visa card sent to you quickly and easily — and/or receive emergency cash — 24/7, anywhere in the world.
Lost/Stolen Card Reporting
If your card is lost or stolen, we will replace it promptly and work with you to inform those who need to know.
Cardholder Inquiry Service
Questions related to your card? Get fast 24-hour assistance by phone.
Important Information
If your card is lost or stolen, call (800) 215-5651 immediately.
To activate your new Visa Credit Card, call (800) 456-6870.
1 APR = Annual Percentage Rate
2 Introductory rate is for purchase and balance transfers completed within six months of the open date. Prevailing interest rate will apply after the introductory period. Refer to the Credit Terms Supplement for important information about rates and fees. Credit card approvals are subject to credit qualification.
3 Certain restrictions, limitations, and exclusions apply. Refer to the Rewards Program terms and conditions found in Rewards Program Rules.
4 Visa’s Zero Liability policy does not apply to unauthorized transactions on prepaid cards for which the issuing financial institution has not collected the cardholder’s personal information prior to the transaction or to certain commercial card transactions. Cardholders must use care in protecting their card and notify their financial institution immediately of any unauthorized use. Cardholders should contact their issuing financial institution for additional details.
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