Commercial Loans & Lines of Credit
When you choose a lender, you want a financial partner you can believe in – partner with a lender you can trust.
Commercial Loans
Oak Valley’s management team consists of local people, like yourself, whose primary concern is serving our community and encouraging its growth. That’s why decisions on loan requests are made locally, quickly, and at competitive terms.
We offer a variety of commercial loans for virtually any business, professional, or agricultural need. We’re here to help you capitalize on business opportunities, expand, build new facilities, or add equipment. Whatever the need, we tailor loans to suit your particular business situation. Best of all, we offer competitive loan rates with a timely local approval process to keep your business moving and growing.
We offer financing solutions for:
- Short-term Working Capital
- Operating Lines of Credit
- Commercial Real Estate Acquisitions or Refinancing
- Commercial Real Estate Construction Loans
- Agricultural Loans
- Equipment Purchases
- Leasehold Improvements
- Small Business Administration (SBA) Loans
Whether your lending needs are straightforward or complex, we’re here for you, wherever your business takes you.
Commercial Lines of Credit
A Commercial Line of Credit provides financing flexibility, allowing you to take advantage of business opportunities as they arise and support permanent working capital needs. You decide how much to draw and when to finance purchases or supplement your cash flow, and your Bank- er will work to customize your loan to help ensure your needs are met completely.
It’s a cost-effective way to get the money your business needs, as you need it, so you can focus on your business, not your bank account.
Whether you need financing for company expansion, improvements, or short-term operational capital, we can assist your business with loans with a commercial line of credit:
- Short-term Working Capital
- Operating Lines of Credit
- Equipment Purchases
- Leasehold Improvements
Benefits for Your Business
Whether you have a new business or one that is well established, having extra cash on hand provides convenience and flexibility.
- Alleviate cash flow shortages
- Finance receivables with ease
- Access your purchasing inventory
- Take advantage of seasonal opportunities
- Build credit
- Secure an interim source of funds when total funding requirements are unpredictable
Chartered in 1991, our board of directors and management team consists of local people, like yourself, whose primary concern is serving our community and encouraging its growth. That’s why decisions on commercial line of credit requests are made quickly and at competitive terms and rates.
Ready to learn more or apply? Contact your banker or call today! 866-844-7500